• the feeling of financial freedom!
  • learn the pitfalls of credit!
  • we protect our client’s interests!


I had persistently tried to update and remove a collection item from my credit report and used the services of a credit repair company without getting positive results. In January 2012, I was in need of a new car. The 17 year old car I was...


If you have been harassed by unscrupulous debt collectors, you have the right to fight back in court. In the United States, debt collectors must follow the rules outlined in the federal Fair Debt Collection Practices Act, or FDCPA...


George Cole, President of NCES holds LIVE webinar training sessions every Saturday that are FREE! If you miss our sessions, don't worry you can watch the taped recordings anytime on our video channel.



National Credit Educational Service [NCES] educates clients on how credit works and how to overcome financial hardships when dealing with discomforting credit dilemmas.

The NCES mission is to:

Provide education on the pitfalls of credit
Leverage credit to build assets, not liabilities
and empower clients to navigate their finances with confidence….


credit counseling

Helping Consumers negotiate with collection agencies Answer: Collection agencies can some attempt to collect debt past the statue of limitation, these debts…  Read More

Credit Education

As they say, knowledge is power! Education is essential on your journey to financial success. National Credit Educational Services is dedicated to providing…  Read More

debt management

Help with a budget?: Answer: It Is important to break down the types of credit you have to understand the importances what can be leveraged and how… Read More

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