N

ational Credit Educational Service[NCES] will help you navigate the financial restructuring of your life. We will teach you the pitfalls of credit and how to overcome the tricks and traps that are laid out specifically to target you. Make no mistake; credit companies in America can be downright diabolical when it comes to your money.

We are committed to helping you restore and rebuild your credit profile,

because it represents your financial fingerprint; it identifies who you are to the world. At NCES, we will challenge all three of the credit reporting agencies to help remove inaccurate, obsolete, outdated and erroneous information from your credit report.

It is important to note, however, that deleting items from your credit report represents just 10% of the problem. No one likes the word budget; it almost always means not getting everything you want. However, setting and maintaining a budget is critical to this process.

We believe education is the most powerful tool you can wield. Our mission is to teach America how credit really works, including how to weather hardships, how to deal with collection agencies as well as other discomforting credit dilemmas.

NCES provides credit education. We'll show you how to challenge collection agency and medical claims, and to protect your credit during a hardship, when your wages may have been reduced. We advise you how to get your student loans back on track, and help you understand IRS defaults (they're really not bad people!). There are rules to every process, and we can teach you step by step.

G

eorge Cole, Founder, has been counseling people, worldwide, regarding credit for fifteen years. He has taught people how to recover from seemingly unrecoverable financial situations. George Cole is as much an educator as he is a businessman; he is a teacher in a file where credit companies thrive on consumer ignorance.