About: NCES Staff

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Medical Debt and Your Credit Score
Prior to September 2017, there was a lot of confusion on how unpaid medical bills (or, medical debt) affect your credit score. Medical debt is different than debt like mortgages, credit cards, and car payments. Why? Because medical debt is usually unpredictable. The CFPB (Consumer Financial Protection Bureau) had set forth new guidelines for medical debts and how they can (and cannot) be reported to the three...
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4 Reasons to Always Know Your Credit Score
Do you know what your credit score is? Are you afraid of what you might find? If you don’t know what your credit score is, you’re not alone.  Although your credit score isn’t a number that is readily in your face like your checking account balance, it is a number you should always know. Here are 4 reasons (plus 2 bonus ones!) why you should always...
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