About: NCES Staff

Recent Posts by NCES Staff

What is a debt management plan?
On the surface, a debt management plan is pretty much what it sounds like – a plan to manage your debt. But it can take several different forms depending on how you set it up and what your goals are. Most people start looking into a debt management plan only after they are having trouble paying their credit card bills and other debts. If that’s the...
More Comments are closed
Why do I have 3 different credit scores?
Ever wonder why you have 3 different credit scores? Lots of people ask us that question. The short answer is that you have 3 different credit scores because there are three different credit reporting companies: Experian, TransUnion, and Equifax. Each of these companies puts their own spin on the FICO scoring system to generate slightly different scores. You may not realize it, but these credit reporting companies are...
More Comments are closed
National Consumer Assistance Plan – BIG News for your Credit Report
There are new reasons to take a close look at your credit report - The National Consumer Assistance Plan. In 2015, all three Credit Reporting Agencies (Equifax, Experian, and TransUnion) agreed to create and enforce this updated set of regulations called the National Consumer Assistance Plan. You can kind of think of it as a booster shot for the Fair Credit Reporting Act. The Fair...
More Comments are closed

Recent Comments by NCES Staff