About: NCES Staff

Recent Posts by NCES Staff

How to Have a Great Christmas Without Nuking Your Holiday Budget
Ho Ho Ho! Merry Christmas. Happy Holidays! If you haven’t heard those words already, don’t worry … you will soon. Because the holidays are just around the corner. You know what that means … Christmas music. Christmas lights. And shopping for gifts. Giving gifts to people you care about has become as much a part of the holidays as anything else. And it feels good to give. But if...
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10 Key Credit Score Terms To Master
Calculating credit scores is complicated, But if you understand these 9 key credit score terms, you will be well on your way to building a better credit score and a brighter, more secure financial future.

Credit score

A number (usually between about 300 and 800) that represents your creditworthiness. The lower your score, the more of a risk you are to lenders, the less likely you are...
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What’s With All These Different Credit Scores?
You’re probably familiar with the importance of credit scores. Lenders and stores use your credit score(s) to decide whether or not to extend credit to you. They also use them to decide what interest rate to charge you on a loan or credit card, as well as the credit limit. And even whether to require a deposit when opening a new account. But with all the different...
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