About: NCES Staff

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Jolly Elf vs. Grumpy Santa: Creating a Christmas to Remember Without Building Up Debt You’d Rather Forget
For most families in America, November and December mark the most wonderful (and most expensive) time of year. Feeling a financial pinch over the holidays is enough to put a damper on the spirits of even the jolliest elf. The good news is, there’s still plenty of time to wrap up a very special Christmas, including all the bright lights and ribbons, without breaking the bank. All...
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Mountain Climbing is Not a Solo Sport – Overcoming Credit Obstacles
Life is full of obstacles, mountains we must climb. It’s only a problem when you let those mountains keep you from getting where you want to go. Life’s mountains come in all shapes and sizes. Some of us are buried in credit card debt. Others dream of getting a better education. We struggle with failing relationships… challenges to home ownership… keeping our children safe and on...
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