Category Archives: Applying for Credit

Pay attention to the small things
You’ve probably heard the saying: “The straw that broke the camel’s back”. It points to the idea that small things add up, until the addition of one last small thing has a very big consequence. If you have kids, you know exactly what we’re talking about. Kids do one little thing after another. But then, all of a sudden, watch out! Flames start coming out...
Pros and Cons of Cosigning Your Child’s Student Loans
Picture this scenario: your child has been accepted to the college of her dreams and will be crushed if she isn’t able to attend. You know she will prosper at that college, but you also have no idea how to pay the astronomical tuition. Is cosigning a student loan an option? First: Take a deep breath. You’re going to find a way, because that’s what you...
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Mortgage Denied? Don’t Panic… We can help!
Application for your mortgage denied? Don’t panic. It happens a lot! In fact, about 1 in 2 mortgage applications get denied for a refinance, and about 1 in 3 get denied for a new mortgage. The most important thing to do after your mortgage is denied is to find out exactly why… There are 3 main reasons a mortgage application may be denied: the loan-to-value...
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