Category Archives: Applying for Credit

Mortgage Denied? Don’t Panic… We can help!
Application for your mortgage denied? Don’t panic. It happens a lot! In fact, about 1 in 2 mortgage applications get denied for a refinance, and about 1 in 3 get denied for a new mortgage. The most important thing to do after your mortgage is denied is to find out exactly why… There are 3 main reasons a mortgage application may be denied: the loan-to-value...
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Buy that home now! Mortgage rates may never get better than this.
Mortgage rates are about as low as they have ever been. Check out this graph we found on the Forbes magazine website. [caption id="attachment_2864" align="aligncenter" width="678"]mortgage rates 1971 to today A historical look at mortgage rates showing that they are lower today than nearly any other point in history[/caption] Why is this happening? With a pretty flat economy here...
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Business Credit for the Small Business Owner
About 75% of American small businesses operate as sole proprietorships. They have all the business licenses they need, but are not legally structured as a Partnership or a Corporation (S-Corp, C-Corp, LLC). And as a sole proprietor, your personal credit and business credit are one in the same. You may have a separate checking account for your business (which is a VERY good idea). But if...
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