Category Archives: Applying for Credit

What to do if your application for credit is denied
There's no doubt about it, getting your application for credit is denied a real bummer. But it can also be a wake-up call to help you get your financial house back in order.

We help consumers every day who's credit is denied figure out the best course of action to move forward.

Here's what we usually recommend:

The first thing to do is to figure out why...

More Comments are closed
How to build credit when you are first starting out
It’s the proverbial chicken-and-the-egg problem. How can you build credit if you need good credit to get approved for credit? Lucky for you… you are reading this blog today. We asked our in-house credit expert, George Cole, for his top three tips for someone just starting out on their good credit journey. Here’s what he said…  
Start small
  >>Try a secured credit card Secured credit cards are easier to get when...
More Comments are closed
Prepaid Card vs Secured Credit Card… Which Is Best For Building Credit?

Whether you're just starting out or trying to start over after credit damage, you may be considering a prepaid card or a secured credit card to help you along the way.

It's very important that you understand that prepaid cards and secured credit cards are NOT the same thing. One is convenient for when you don't have (or cannot qualify for) a checking account. The other...

More Comments are closed