Category Archives: Applying for Credit

How to build credit when you are first starting out
It’s the proverbial chicken-and-the-egg problem. How can you build credit if you need good credit to get approved for credit? Lucky for you… you are reading this blog today. We asked our in-house credit expert, George Cole, for his top three tips for someone just starting out on their good credit journey. Here’s what he said…  
Start small
  >>Try a secured credit card Secured credit cards are easier to get when...
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Prepaid Card vs Secured Credit Card… Which Is Best For Building Credit?

Whether you're just starting out or trying to start over after credit damage, you may be considering a prepaid card or a secured credit card to help you along the way.

It's very important that you understand that prepaid cards and secured credit cards are NOT the same thing. One is convenient for when you don't have (or cannot qualify for) a checking account. The other...

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0% financing is a great deal… or is it?
So I have this friend. Let’s call her Sherri. Sherri is smart, funny, and generally good with money. But she made a really dumb decision last year… and she is STILL paying for it. You see, Sherri got a raise and decided to treat herself to something nice – a new tv for her living room. She shopped all the ads and found a beautiful 54 inch...
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