Category Archives: Budgets

Four Smart Ways To Use Your Tax Refund
If you’re anything like me, you have a love-hate relationship with tax season. You love the idea of having that fat tax refund check headed your way but hate it because the money is always gone before you know it. Let’s do it differently this year. NOW is the time to make a plan – BEFORE that check is in your hot little hands. Spend...
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Be Credit Smart With Holiday Shopping
Originally posted in 2014, Updated for 2016 Are you planning on using your credit cards for your holiday shopping? Watch out! If you don't play it right, you may still be paying for Holiday Blitz 2016 in the year 2022. According to a survey done by the American Research Group, the average person celebrating Christmas, Kwanzaa and/or Hanukkah will spend a total of $929 this year,...
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Jolly Elf vs. Grumpy Santa: Creating a Christmas to Remember Without Building Up Debt You’d Rather Forget
For most families in America, November and December mark the most wonderful (and most expensive) time of year. Feeling a financial pinch over the holidays is enough to put a damper on the spirits of even the jolliest elf. The good news is, there’s still plenty of time to wrap up a very special Christmas, including all the bright lights and ribbons, without breaking the bank. All...
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