Category Archives: Consumer Rights

Six Things to never say to a debt collector

Dealing with debt collectors is tricky business... especially because they are trained to lay traps for you when they call. Double talk, empty promises, and flat-out lies will paint you in a corner and eliminate any bargaining room you may once have had.

When it comes to debt collectors, the less you say the better - especially if you have any doubts...

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NCES Invited to Explain Key Credit Reporting Problems To Legislators In Washington, DC
George Cole, president of National Credit Educational Services, was recently invited by the Atlanta Business League to present key credit reporting problems and legislation recommendations to a group of legislators in Washington, DC. Below is a summary of his findings and legislative recommendations.  You DO have a friend in Washington! Problem #1: Credit reporting agencies change date of “most recent activity” on credit...
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Why the credit reporting system is flawed
Sure, we all know that the better your credit score, the better interest rates you get on loans and credit cards. But did you know that the information on your credit report also affects your ability to get a job, qualify for a promotion, receive preferred utility rates, even get approved for an apartment lease? But... the entire credit reporting process can occur WITHOUT any input from, monitoring by, or...
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