Category Archives: Credit Counseling

Is your credit naughty or nice?
By George Cole In today’s economy, you need good credit to do just about anything – or at least to not have to pay through the nose to do what you want to do. Your credit is checked when you get an apartment, finance a car, apply for a cell phone contract, and even when you set up a new account with some utility companies. And...
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College credit card offers: Out of the Frying Pan and into the Fire!
A recent study released by The Consumer Financial Protection Bureau (CFPB) shows that on-campus college credit card offers to students are down again for the 5th year on a row. That’s good news… until you look at what’s going on under the surface. Back in 2009, Congress passed the CARD act. Among other important provisions, it required colleges and universities to make information...
3 Instant Credit Score Fixes
Building a solid credit score takes time and effort, but there are a few things you can do to give your credit score a quick boost.  But be careful… sometimes people share credit score tricks that are dishonest (even bordering on illegal) or can end up causing you trouble later on. Below are my three favorite credit-boosting tips. They are simple, legal, and worry free!
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