Category Archives: Credit Reporting Agencies

Equifax Hack! Don’t Get Their Free Credit Monitoring Until You Read This!
The Equifax hack is a nightmare for more than 143 MILLION Americans whose data was stolen. More than HALF of America is at risk now that their personal information is “out there”. Driver’s license numbers… social security numbers… dates of birth… current and former addresses… employment history… income data… lists of creditors… The risk goes way beyond just someone using your name to take on fraudulent lines...
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Big Changes Predicted for Credit Scores in 2017
If there is one thing we've come to learn about the credit reporting industry it's that it is always changing. And NCES founder, George Cole, is predicting big changes for credit scores in 2017. There are still the same three big players (Equifax, TransUnion, and Experian), but the way they do business is changing over time.

Smarter consumers...

For one, consumers are getting smarter and reporting fraud and...
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Why do I have 3 different credit scores?
Ever wonder why you have 3 different credit scores? Lots of people ask us that question. The short answer is that you have 3 different credit scores because there are three different credit reporting companies: Experian, TransUnion, and Equifax. Each of these companies puts their own spin on the FICO scoring system to generate slightly different scores. You may not realize it, but these credit reporting companies are...
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