Prior to September 2017, there was a lot of confusion on how unpaid medical bills (or, medical debt) affect your credit score.
Medical debt is different than debt like mortgages, credit cards, and car payments. Why? Because medical debt is usually unpredictable.
The CFPB (Consumer Financial Protection Bureau) had set forth new guidelines for medical debts and how they can (and cannot) be reported to the three...
Category Archives: Credit Scores
4 Reasons to Always Know Your Credit Score

Do you know what your credit score is? Are you afraid of what you might find? If you don’t know what your credit score is, you’re not alone. Although your credit score isn’t a number that is readily in your face like your checking account balance, it is a number you should always know.
Here are 4 reasons (plus 2 bonus ones!) why you should always...
10 Key Credit Score Terms To Master

Calculating credit scores is complicated, But if you understand these 9 key credit score terms, you will be well on your way to building a better credit score and a brighter, more secure financial future.