Category Archives: Credit Scores

Big Changes Predicted for Credit Scores in 2017
If there is one thing we've come to learn about the credit reporting industry it's that it is always changing. And NCES founder, George Cole, is predicting big changes for credit scores in 2017. There are still the same three big players (Equifax, TransUnion, and Experian), but the way they do business is changing over time.

Smarter consumers...

For one, consumers are getting smarter and reporting fraud and...
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Is Getting A Perfect Credit Score Worth The Trouble?
Is it possible to get a perfect credit score? Yes. But is it worth the effort it takes to get that perfect credit score? Probably not… here’s why. FICO scores range from 300 to 850. The higher the number, the more credit worthy you have shown yourself to be. Or another way to think about it, the lower your score, the more likely you are to...
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How to Erase a Tax Lien from Your Credit Report
A federal tax lien is one of those stubborn things that can stay on your credit report for years – actually seven full years after they have been paid in full. With a tax lien on your credit report, you may as well stamp “denied” on new credit applications. Not only will your credit score drop by between 50 and 200 points, you’ll also have a...
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