Category Archives: Credit Scores

Why do I have 3 different credit scores?
Ever wonder why you have 3 different credit scores? Lots of people ask us that question. The short answer is that you have 3 different credit scores because there are three different credit reporting companies: Experian, TransUnion, and Equifax. Each of these companies puts their own spin on the FICO scoring system to generate slightly different scores. You may not realize it, but these credit reporting companies are...
More Comments are closed
National Consumer Assistance Plan – BIG News for your Credit Report
There are new reasons to take a close look at your credit report - The National Consumer Assistance Plan. In 2015, all three Credit Reporting Agencies (Equifax, Experian, and TransUnion) agreed to create and enforce this updated set of regulations called the National Consumer Assistance Plan. You can kind of think of it as a booster shot for the Fair Credit Reporting Act. The Fair...
More Comments are closed
Three things you can do today to improve your credit score
Ready to improve your credit score? We wish there were tricks and shortcuts we could teach you… but there aren’t. Building a better credit score takes time and effort – but there are a few things you can do right now to give yourself a head start!

#1: Ask for a credit limit increase

One of the main factors used to calculate your credit score is your...
More Comments are closed