Category Archives: Credit Scores

What’s With All These Different Credit Scores?
You’re probably familiar with the importance of credit scores. Lenders and stores use your credit score(s) to decide whether or not to extend credit to you. They also use them to decide what interest rate to charge you on a loan or credit card, as well as the credit limit. And even whether to require a deposit when opening a new account. But with all the different...
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Mortgage Denied? Don’t Panic… We can help!
Application for your mortgage denied? Don’t panic. It happens a lot! In fact, about 1 in 2 mortgage applications get denied for a refinance, and about 1 in 3 get denied for a new mortgage. The most important thing to do after your mortgage is denied is to find out exactly why… There are 3 main reasons a mortgage application may be denied: the loan-to-value...
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Big Changes Predicted for Credit Scores in 2017
If there is one thing we've come to learn about the credit reporting industry it's that it is always changing. And NCES founder, George Cole, is predicting big changes for credit scores in 2017. There are still the same three big players (Equifax, TransUnion, and Experian), but the way they do business is changing over time.

Smarter consumers...

For one, consumers are getting smarter and reporting fraud and...
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