Category Archives: Credit Scores

Is Getting A Perfect Credit Score Worth The Trouble?
Is it possible to get a perfect credit score? Yes. But is it worth the effort it takes to get that perfect credit score? Probably not… here’s why. FICO scores range from 300 to 850. The higher the number, the more credit worthy you have shown yourself to be. Or another way to think about it, the lower your score, the more likely you are to...
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How to Erase a Tax Lien from Your Credit Report
A federal tax lien is one of those stubborn things that can stay on your credit report for years – actually seven full years after they have been paid in full. With a tax lien on your credit report, you may as well stamp “denied” on new credit applications. Not only will your credit score drop by between 50 and 200 points, you’ll also have a...
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Why do I have 3 different credit scores?
Ever wonder why you have 3 different credit scores? Lots of people ask us that question. The short answer is that you have 3 different credit scores because there are three different credit reporting companies: Experian, TransUnion, and Equifax. Each of these companies puts their own spin on the FICO scoring system to generate slightly different scores. You may not realize it, but these credit reporting companies are...
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