Ready to improve your credit score? We wish there were tricks and shortcuts we could teach you… but there aren’t. Building a better credit score takes time and effort – but there are a few things you can do right now to give yourself a head start!
Category Archives: Credit Scores
Credit inquiries are included in the "New Credit" category that makes up 10% of your credit score. That's not a huge amount, but it's still important.
So what exactly is a credit inquiry?
Credit inquiries occurs when you or someone else checks your credit report with one of the three credit reporting agencies. There are two types of credit: soft inquiries and hard inquiries.
We love a good surprise. An unexpected visit from an old friend… a nice bonus in your paycheck… a special gift just because… But there’s one surprise you’re never happy to get – seeing your credit score drop! There are only a few reasons why your credit score will drop. If you see your credit score drop, especially if it catches you off guard, you should...