Category Archives: Credit Scores

Why did my credit score drop?
We love a good surprise. An unexpected visit from an old friend… a nice bonus in your paycheck… a special gift just because… But there’s one surprise you’re never happy to get – seeing your credit score drop! There are only a few reasons why your credit score will drop. If you see your credit score drop, especially if it catches you off guard, you should...
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How do I get a better credit score?
There are four golden rules to get a better credit score. These rules are based on the factors that the credit reporting companies use to calculate credit scores based on the FICO scoring system.

#1: Pay on time every month

Making late payments is the easiest way to damage your credit score. When money gets tight, the natural choice is to pay the necessities first - like food, rent,...
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Headaches? High Blood Pressure? Bad Credit Can Make You Sick!
Have the sniffles? Frequent headaches? Troubles in the (ahem…) bedroom? The way you worry about your financial situation or bad credit can make you sick. Doctors and scientists have been researching the link between chronic stress and various illnesses for many years. While there is still a lot of disagreement, some findings deserve serious attention. For instance, chronic stress (stressful situations that last for longer periods of time, rather than...
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