Category Archives: Debt Collections

Robo Calls to your cell phone are illegal!
2015 UPDATE - New federal law allows robocalls to cell phones for collection of federal student loans and mortgages backed by federal programs. Read more here... 
  No one likes getting calls from debt collectors, especially those annoying robo-dialed calls. You know, those calls that say, “If your name is so-and-so, please press 1”. Or when you get three, four, or more...
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Federal Benefits, Garnishment, and Your Rights
In most situations, federal benefits like social security and disability income are exempt from garnishment actions for debts you owe. Some protections are automatic, but some aren’t. If you receive federal benefits and are facing a garnishment action, here are the important facts you need to know: Federal Benefits Exempt from Garnishment include: Social Security benefits Supplemental Security Income...
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Social Media, Identity Theft, and Debt Collectors
Being active on social media is a great way to reconnect with old friends and find new ones, but it offers a dangerous window of opportunity for identity thieves and debt collectors. Many social media sites make money by selling targeted advertising. They encourage users to provide as much personal information as possible so they can charge more for better targeting. The problem is that your...
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