Category Archives: FICO

Is Getting A Perfect Credit Score Worth The Trouble?
Is it possible to get a perfect credit score? Yes. But is it worth the effort it takes to get that perfect credit score? Probably not… here’s why. FICO scores range from 300 to 850. The higher the number, the more credit worthy you have shown yourself to be. Or another way to think about it, the lower your score, the more likely you are to...
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Why do I have 3 different credit scores?
Ever wonder why you have 3 different credit scores? Lots of people ask us that question. The short answer is that you have 3 different credit scores because there are three different credit reporting companies: Experian, TransUnion, and Equifax. Each of these companies puts their own spin on the FICO scoring system to generate slightly different scores. You may not realize it, but these credit reporting companies are...
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What Does My Fico Score Mean?
You probably understand that your FICO credit score is an important number.  But do you know what those three numbers really mean? Good... Fair... Excellent... Exceptional... It's enough to make you cross-eyed! Where your measure up on the FICO scoring scale affects many parts of your life - not just what interest rates you can get on a credit card or mortgage. We're talking job opportunities, utility...
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