Category Archives: FICO

5 Important Changes That Will Affect Your Credit Report This Year (maybe)
Thank you New York Attorney General Eric Schneiderman! After a year-long investigation and aggressive negotiations, the three big credit reporting companies have some important changes to make. This is a win for consumer rights across the nation… but don’t celebrate just yet. Experian, TransUnion, and Equifax have more than three years to implement the required changes and the burden of proof will still be on the consumers when...
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Is your credit naughty or nice?
By George Cole In today’s economy, you need good credit to do just about anything – or at least to not have to pay through the nose to do what you want to do. Your credit is checked when you get an apartment, finance a car, apply for a cell phone contract, and even when you set up a new account with some utility companies. And...
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3 Instant Credit Score Fixes
Building a solid credit score takes time and effort, but there are a few things you can do to give your credit score a quick boost.  But be careful… sometimes people share credit score tricks that are dishonest (even bordering on illegal) or can end up causing you trouble later on. Below are my three favorite credit-boosting tips. They are simple, legal, and worry free!
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