Category Archives: In the News

How Social Media Affects Your Credit Score and Financing Opportunities
FICO is the gold standard for calculating credit scores. But because of how FICO scores are calculated, they make a lot of consumers “unscoreable”. The answer? (According to banks and lenders around the globe…) alternative credit scoring data. Data that can come from utility companies, landlords, cell phone records, and even your social media accounts. Yes… your activity on social media affects your credit score...
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Rising Home Prices Make Credit Restoration Critical
The housing bubble has popped and now we are facing rapidly rising home prices in many parts of the country. If you want to buy a home, but have less than perfect credit, you need to put your plan into high gear. If you wait too long to restore your credit and buy a home, you may end up paying FAR more than you should (for less...
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Attack of the robots! All cell phones at risk (maybe).
The new budget deal President Obama signed into law on November 2nd is getting a lot of press… and not in a good way. Yeah… we have a new federal budget. Yeah… we avoided another government shut down. But, there’s one little section added on to the law that allows debt collectors to robocall your cell phone if you are behind on a federal student...
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