Category Archives: Info

How to Have a Great Christmas Without Nuking Your Holiday Budget
Ho Ho Ho! Merry Christmas. Happy Holidays! If you haven’t heard those words already, don’t worry … you will soon. Because the holidays are just around the corner. You know what that means … Christmas music. Christmas lights. And shopping for gifts. Giving gifts to people you care about has become as much a part of the holidays as anything else. And it feels good to give. But if...
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Big Changes Predicted for Credit Scores in 2017
If there is one thing we've come to learn about the credit reporting industry it's that it is always changing. And NCES founder, George Cole, is predicting big changes for credit scores in 2017. There are still the same three big players (Equifax, TransUnion, and Experian), but the way they do business is changing over time.

Smarter consumers...

For one, consumers are getting smarter and reporting fraud and...
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National Consumer Assistance Plan – BIG News for your Credit Report
There are new reasons to take a close look at your credit report - The National Consumer Assistance Plan. In 2015, all three Credit Reporting Agencies (Equifax, Experian, and TransUnion) agreed to create and enforce this updated set of regulations called the National Consumer Assistance Plan. You can kind of think of it as a booster shot for the Fair Credit Reporting Act. The Fair...
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