Category Archives: Managing Debt

19 Easy Tips to Get Out (And Stay Out) Of Debt!
Seems like everywhere you look, you get the same old advice for getting your finances on track. All fluff… no real meat. Well, we put our heads together and compiled this list of 19 tips to help you get out of debt, and stay out of debt for good. These tips are easy to put in to action, simple to understand, and proven to work! More Comments are closed
Federal Benefits, Garnishment, and Your Rights
In most situations, federal benefits like social security and disability income are exempt from garnishment actions for debts you owe. Some protections are automatic, but some aren’t. If you receive federal benefits and are facing a garnishment action, here are the important facts you need to know: Federal Benefits Exempt from Garnishment include: Social Security benefits Supplemental Security Income...
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FDCPA Checklist: Is a debt collector violating your rights?
The Fair Debt Collections Practices Act (FDCPA) was put in place by the federal government nearly 40 years ago to protect consumers from renegade debt collectors. It outlines, very specifically, what a debt collector can and cannot do. To stay legal, collectors must follow it exactly. If not, they can be fined by the government. If a collection company is abusive or habitually violates the FDCPA,...
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