Category Archives: Mortgages

Cosigning a loan is a two way street
… with lots of road blocks. And it makes sense why. If you need a cosigner to qualify for a loan, one (or more) of these things is true:
  • You have a troubled credit history and a low credit score
  • You have no credit or your credit history is very short
  • You are asking for a larger loan than your current finances can support
In other words, you are a...
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Why it’s time to jump into the housing market – even if you have so-so credit
There is something truly special about owning your own home. It’s YOURS. A badge of honor to wear as a celebration of how hard you work to provide for those you love. (Yes… there are plenty of arguments for NOT buying a home, especially if you live in certain cities like in this article) But, for the sake of THIS article, we are going to...
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Did You Foreclose in the Housing Bust? You may be able to buy sooner than you think!
If you are one of the 9.3 million homeowners who foreclosed, received a deed-in-lieu-of-foreclosure, or short-sold during the recent housing crisis… you may be able to buy a home again sooner than you think. In a recent study of the housing market, The National Association of Realtors (NAR) found that nearly 1 million of...
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