I recently read an article featured on The New York Times, that just shocked me to what lengths debt collectors are willing to go to collect debts while you're seeking treatment at the ER.  Hospital patients waiting in an emergency room or convalescing after surgery are being confronted by an unexpected visitor: a debt collector...

Here is some great information for anyone that is looking to rebuilding their line of credit. This article was featured on MSN Money and offers very good information on the type of credit cards that people with so-so credit can apply for. Premium rewards cards and low annual percentage rates are typically reserved for the credit...