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10 Key Credit Score Terms To Master
Calculating credit scores is complicated, But if you understand these 9 key credit score terms, you will be well on your way to building a better credit score and a brighter, more secure financial future.

Credit score

A number (usually between about 300 and 800) that represents your creditworthiness. The lower your score, the more of a risk you are to lenders, the less likely you are...
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What’s With All These Different Credit Scores?
You’re probably familiar with the importance of credit scores. Lenders and stores use your credit score(s) to decide whether or not to extend credit to you. They also use them to decide what interest rate to charge you on a loan or credit card, as well as the credit limit. And even whether to require a deposit when opening a new account. But with all the different...
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Beware! Bad Credit and Depression Are Linked
Everyone has bills to pay. But, when your debt spirals out of control it can lead to bad credit and stress. Are you past due on your bills? Disconnection notices in the mail? Calls from collection agencies? Who wouldn’t be stressed! For some people, bad credit and stress can lead to depression. That’s a difficult road to travel alone.

Scientists have proof that bad credit and depression...

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