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Three things you can do today to improve your credit score
Ready to improve your credit score? We wish there were tricks and shortcuts we could teach you… but there aren’t. Building a better credit score takes time and effort – but there are a few things you can do right now to give yourself a head start!

#1: Ask for a credit limit increase

One of the main factors used to calculate your credit score is your...
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Hard Credit Inquiries vs Soft Credit Inquiries
Credit inquiries are included in the "New Credit" category that makes up 10% of your credit score. That's not a huge amount, but it's still important.

So what exactly is a credit inquiry?

Credit inquiries occurs when you or someone else checks your credit report with one of the three credit reporting agencies. There are two types of credit: soft inquiries and hard inquiries.

Soft...

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How To Prevent Identity Theft During the Holidays
Identity theft reports always rise during the holidays. Why? We are busy, distracted, and often caught up in a spirit of kindness and generosity. We let our guard down just a little… and that is all they need. Here are 6 recommendations to help you keep your identity safe this holiday season:

Pass on the new store card applications.

Sure, the 10% off your total purchase offer is attractive,...
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