Ready to improve your credit score? We wish there were tricks and shortcuts we could teach you… but there aren’t. Building a better credit score takes time and effort – but there are a few things you can do right now to give yourself a head start!
Credit inquiries are included in the "New Credit" category that makes up 10% of your credit score. That's not a huge amount, but it's still important.
So what exactly is a credit inquiry?
Credit inquiries occurs when you or someone else checks your credit report with one of the three credit reporting agencies. There are two types of credit: soft inquiries and hard inquiries.
Identity theft reports always rise during the holidays. Why? We are busy, distracted, and often caught up in a spirit of kindness and generosity. We let our guard down just a little… and that is all they need. Here are 6 recommendations to help you keep your identity safe this holiday season: