We hear it all the time… “How can I afford to pay for professional credit restoration when I can’t even afford to pay my regular bills?”
We say, “How can you afford NOT to restore your credit?”
Most people only think about the effect credit restoration has on your credit score… which is important. But they are not considering the very real impact credit restoration has on your month to month finances.
Take a look at what we mean…
Let’s say you have a credit score in the low 500’s. You’re paying 20% interest on a car note (because that’s all you could get), double rates for your utilities, higher rates for your auto insurance, and can’t get approved for a mortgage refinance.
We get busy on your credit and in just a few short months, your credit score is over 600. Not perfect, but MUCH better. In fact, 600 is a major tipping point for many consumers – opening new options to make life more affordable all around.
So, the minute your credit score tops 600 you get on the phone!
Call your utility companies and ask them to pull your credit again to get access to lower rates. You could save an average of $200 a month.
Now get on the phone with your auto insurance company. Ask them to reevaluate your rates based on your new credit score. Cha Ching! You just saved like $90 a month.
While you have them on the phone, ask if they handle auto loan refinancing. If not, ask for a referral. Then work on refinancing that high-interest auto loan to save up to $300 more a month.
Finally, if you have a mortgage, call your lender to apply for a refinance. Rates are very low still, and there are many refinancing options available. If your current lender will not refinance you, find someone who will. A well planned refinancing can cut as much as $500 off your monthly mortgage payment.
I’m ready to restore my credit! Schedule my free consultation today.
Now, let’s add all that up.
You pay $349 for NCES credit restoration and you can save:
$200 a month on your utility bills
$90 a month on car insurance
$300 a month on your auto loan
$500 a month on your mortgage
That’s $1090 a MONTH! Or, $13,080 a year.
Thir. Teen. Grand!
We’re not talking chump change. That’s REAL MONEY you can put to very good use getting current on your bills, paying down debt, and saving towards your future.
So, we ask you again… How can you afford NOT to do NCES credit restoration?
If you have any questions, please give us a call at 770-952-5168 or contact us online.
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This information is intended for informational and educational purposes only and not as legal advice. If you have concerns about your credit report, harassment, identity theft, illegal collections activity, garnishments, or property liens, you should consult an attorney who specializes in consumer rights and defense.