Credit Counseling Service
- Helping Consumers negotiate with collection agencies
Answer: Collection agencies can some attempt to collect debt past the statue of limitation, these debts can be challenged legally and forgiven.
- Helping them to create a plan of repayment due to hardships
Answer: Usually if you haven't been late on a debt previously the credit can create a hardship with the client.
Allowing the client to put a few payments in the rears of the loan or paying half the amount for 6 months.
This allows the client not to receive any late payments or penalties while rebuilding their financial strength back.
- Helping them to create a budget
Answer: Budgets are key to the success of long lasting financial prosperity, They put your financial picture in prospective.
Itemizing your bills in it's entirety will allow you to clearly see what it takes to live on. We can help you with that aspect of your financial diet.
- Helping clients to see their financial state isn't as bad as they think.
Answer: Consumers usually think their situation is so dim but normally it's not, they are so heavily involved in it they can't see the light.
NCES will dissect and give a diagnosis to a path of financial security.
- You may want to do a bankruptcy
Answer: Most people are doing the wrong bankruptcy and some may not even need a bankruptcy.
Bankruptcy is a valuable tool and needs clarity. Before you talk to an attorney please talk to us first.
- Create a financial Plan to success
Answer: Clients needs to learn how interest works, budgeting, leveraging their credit to build asset and not liabilities, reduce
overhead and create retirement programs.